Matthew Sharp

This impression column was submitted by Reno lawyer Matthew Sharp.

Health insurance policies companies gather premiums in return for an coverage agreement that consists of promises of insurance plan coverage. Still 1 of the methods coverage providers maximize their base-line revenue is by automatically denying therapies for devastating diseases like most cancers, without having regard to the conditions of the coverage contract and even in cases where doctors and clinical researchers have concluded the remedy is protected and effective.

Much more shockingly, well being insurance policy companies frequently pick out to dismiss the protection guarantees they make to policyholders in their individual composed contracts by using undisclosed “corporate health care policies” to deny statements devoid of regard to the terms of all those identical insurance coverage contracts. These corporate health-related procedures are utilized as “hidden exclusions” to endeavor to justify insurance businesses denying therapy, even although the procedures are not essentially portion of the contract.