Attention all individual truckers and associated hauling companies! We don’t have to tell you that your line of business is open to numerous risks. You know that already. What we can supply you with is the info necessary for comprehensive protective coverage, tailored to your specific needs.
A qualified independent insurance agency will be able to come up with an elite packaged policy for the related indemnity, such as:
Commercial liability insurance coverage
Commercial auto liability insurance coverage
General liability insurance coverage
This insurance applies to trucks used and hired to transport cargo. This includes commercial trucks, such as:
– the box cargo type
– the cement carrying variety
– Dump types
– Garbage trucks
– Refrigerated box types
– Tank trucks and
– Tractor trailers
Tractor Trailer insurance coverage incorporates the following types of cargo trucks:
1. Auto hauler
2. Bottom dump
3. Bulk commodity
6. Dry freight
7. Dump body
10. Pole trucks
11. Gooseneck trucks
12. Livestock trucks
13. Logging trucks
14. Utility trucks
15. Refrigerated varieties
The Scoop on Trucking Operations Coverage
Related insurance is a specialty one for any tractor-trailer trucks or heavy load trucks that transport cargo from one place to another for others and covers auto liability as well as physical damage. Insurance for the bobtail type of truck, interchangeable agreements and motor truck industry is also available.
Then there is the workers comp aspect that trucking companies may be responsible to provide to their trucking contracts.
All about Related Occupational Accident Insurance
Also known as Workers Compensation, this kind of indemnity protection is usually arranged by the trucking corporations for the individual owner or operator of their contracted trucks. After buying the insurance coverage from the associated agency representing the insurance carrier, the trucking company passes on the cost of the premium to the trucker. Some American states make workers comp a mandatory coverage that trucking companies must provide to their truckers while other states do not.
Of course each company, and owner or operator has their own insurance requirements. This is why every associate should discuss the particulars with a knowledgeable insurance specialist. In general, it is the independent insurance agent that is appointed to do business with many of the top carriers will be able to offer the best package deal at a cheaper quote than others.